Welcome to our Website

Your privacy is very important to us at The Group Savings Organization family of companies (The GSO).  It is The GSO’ intent to take every reasonable measure to respect and protect your privacy regarding information we may collect while operating our website.

This Privacy Policy applies to this website, as well as any aliased or affiliated sites (“website”, “websites”, “domain”, or “domains”). We respect your privacy and are committed to protecting personally identifiable information you may provide us through the website. We have adopted this Privacy Policy to explain what information may be collected on our website, how we use this information, and under what circumstances we may disclose the information to third parties. This Privacy Policy applies only to information we collect through the website and does not apply to our collection of information from other sources.

This Privacy Policy, in conjunction with associated Website Terms & Conditions, sets forth the general rules and policies governing your use of our Website. Depending on your activities when visiting our Website, you may be required to agree to additional terms and conditions.

Website Visitors

Like most website operators, The GSO may collect non-personally identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. The GSO’ purpose in collecting non-personally identifying information is to better understand how The GSO’ visitors use its website. From time to time, The GSO may release non-personally identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website. The GSO also collects potentially personally identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on our blogs. The GSO only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally identifying information as described below, except that blog commenter IP addresses are visible and disclosed to the administrators of the blog where the comment was left.

Gathering of Personally identifying Information

Certain visitors to The GSO’ websites choose to interact with The GSO in ways that require The GSO to gather personally identifying information. The amount and type of information that The GSO gathers depends on the nature of the interaction. For example, we may ask visitors who comment on our blog to provide a username and email address. Those who wish to receive more information or updates via email, we collect their name, email address, company name, and details on their inquiry. In each case, The GSO collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with The GSO. The GSO does not disclose personally identifying information other than as described below. And visitors can always refuse to supply personally identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

The GSO may collect statistics about the behavior of visitors to its websites via tools like Google Analytics™ or similar. For instance, The GSO may monitor the most popular pages on one of our sites or determine where visitors are visiting from. The GSO may display this information publicly or provide it to our affiliates. However, The GSO does not disclose personally identifying information other than as described below.

Protection of Certain Personally identifying Information

The GSO discloses potentially personally identifying and personally identifying information only to those of its employees, contractors, and affiliated organizations that (i) need to know that information to process it on The GSO’ behalf or to provide services available at The GSO’ websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors, and affiliated organizations may be located outside of your home country; by using The GSO’ websites, you consent to the transfer of such information to them. The GSO will not rent or sell potentially personally identifying and personally identifying information to anyone.

Other than to its employees, contractors, and affiliated organizations, as described above, The GSO discloses potentially personally identifying and personally identifying information only in response to a subpoena, court order, or other governmental request, or when The GSO believes in good faith that disclosure is reasonably necessary to protect the property or rights of The GSO, third parties, or the public at large.

If you are a registered user of a The GSO website and have supplied your email address, The GSO may occasionally send you an email to tell you about new services, solicit your feedback, or just keep you up to date with what is going on with The GSO. If you send us a request (for example via a Contact Us email or via one of our feedback mechanisms), we reserve the right to publish it to help us clarify or respond to your request or to help us support other users. The GSO takes all measures reasonably necessary to protect against the unauthorized access, use, alteration, or destruction of potentially personally identifying and personally identifying information.

Registered users of a The GSO website may unsubscribe from all mailing lists at any time.


To enrich and perfect your online experience, The GSO uses “Cookies”, similar technologies, and services provided by others to display personalized content, appropriate advertising, and store your preferences on your computer.  A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. The GSO uses cookies to help The GSO identify and track visitors, their usage of The GSO website, and their website access preferences.

The GSO visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using The GSO’ websites, with the drawback that certain features of The GSO’ websites may not function properly without the aid of cookies. By continuing to navigate The GSO websites without changing your cookie settings, you hereby acknowledge and agree to The GSO’ use of cookies.

Links to External Sites

Our website may contain links to external sites that are not operated by The GSO. If you click on a third-party link, you will be directed to that third party’s website. We strongly advise you to review the Privacy Policy and terms and conditions of every site you visit.  The GSO has no control over, and assumes no responsibility, for the content, privacy policies, or practices of any third-party websites, products, or services.

Business Transfers

If The GSO, or substantially all its assets were acquired, or in the unlikely event that The GSO goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of The GSO may continue to use your personal information as set forth in this policy.


Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by The GSO and does not cover the use of cookies by any advertisers or third-party affiliates.


The security of your Personal Information is important to The GSO, but no method of transmission over the Internet, or any other method of digital storage, is 100% secure. While The GSO strives to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Privacy Policy Changes

The GSO may change its Privacy Policy from time to time, and at The GSO’ sole discretion. The GSO encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.